Expat Medical Insurance in Malta

If you’re planning to relocate to Malta, you’re probably busy sorting out employment and arranging accommodation. Health care is often something that get overlooked, but it’s important to give thought to how you’ll stay safe and well whilst living in a foreign country. Goodhealth, on behalf of American Express, can arrange full expatriate health insurance cover for your individual needs – and it makes a lot of sense to think about medical insurance before you’re in a situation where you might need it.


Visitors do not normally require certificates of vaccination or immunisation to enter the Maltese Islands, though it’s a good idea to make sure tetanus, diphtheria and polio inoculations are up-to-date before travelling to any destination.

Health Care

Malta has a good quality health service. Hospitals are modern and supported by a regional network of health centres. For short term trips, EU citizens should obtain a ” (EHIC) before travelling, which entitles them to the same basic level of free or reduced-cost state medical care as Maltese nationals. It’s important to remember, though, that the EHIC is not a substitute for full travel or medical insurance and will not cover you for non-urgent treatment, ongoing medical conditions or repatriation to your home country. For residents, Health care is funded by the state and E.U. nationals living in Malta also benefit from the system which is free. For extra peace of mind, you can take out private health insurance which will cover treatment in Malta’s three excellent private hospitals.

Political Concerns

Malta is a peaceful democratic country. It joined the European Union in 2004. There are no major political concerns or problems that foreigners are likely to encounter.

Other Risks

Crime against visitors to Malta is rare although handbag snatching, pickpocketing and theft from parked cars can occur and it makes sense to keep passports, money and other valuables in a secure, safe place.

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